Looking for a mortgage company in Basking Ridge, NJ?
Look no further than Cornerstone Mortgage Group, Inc. We offer a variety of mortgage options to help you find the right loan for your needs.
Cornerstone Mortgage Group, Inc is a licensed mortgage broker in the state of New Jersey. We are licensed by the New Jersey Department of Banking and Insurance, and we are committed to providing our clients with the best possible service. As a broker, we do not make any mortgage loan commitments or fund any mortgage loans ourselves. Instead, we arrange loans with third-party providers to help you find the best possible mortgage for your needs.
At Cornerstone Mortgage Group, Inc, we are proud to be recognized as one of the leading mortgage brokers in Basking Ridge, NJ and its surrounding areas. Our experienced team is dedicated to providing our clients with personalized service and the best possible mortgage options. Let us help you find the perfect mortgage for your dream home in Basking Ridge, NJ.
We offer a range of mortgage rate options, including fixed-rate mortgages, adjustable-rate mortgages, interest-only mortgages, and graduated payment mortgages. Our experienced team can help you find the best mortgage rate option for your unique situation.
With a fixed-rate mortgage, your interest rate stays the same for the entire term of your loan. This option provides stability and predictability in your monthly payments, making it a popular choice among homeowners.
An adjustable-rate mortgage (ARM) offers a lower initial interest rate that may increase or decrease over time based on market conditions. This option is ideal for those who plan to move or refinance in a few years.
With an interest-only mortgage, you only pay interest on the loan for a specific period. This can lower your monthly payments in the short term, but you will need to pay the principal eventually.
A graduated payment mortgage (GPM) starts with lower monthly payments that gradually increase over time. This option is ideal for those who expect their income to increase in the future.
We also offer several loan program options, including FHA home loans, VA loans, USDA loans, and jumbo loans. Whether you’re a first-time homebuyer or looking to refinance, we have a loan program to fit your needs.
An FHA home loan is a government- backed loan that requires a lower down payment and has more flexible credit requirements. This option is ideal for first- time homebuyers or those with lower credit scores.
VA loans are designed for active-duty military personnel, veterans, and their families. This option offers competitive interest rates and requires no down payment.
USDA loans are designed for those purchasing homes in rural areas. This option offers 100% financing and low-interest rates.
Jumbo loans are for those purchasing homes that exceed the conventional loan limits. This option offers flexible terms and competitive interest rates.
At Cornerstone Mortgage Group, Inc, we take pride in our commitment to providing exceptional service to our clients. Our dedication to customer satisfaction has earned us a 5-star rating on both Google and Zillow by residents of New Jersey. Our team of experienced mortgage brokers works tirelessly to ensure that our clients receive personalized attention and the best possible mortgage options. You can trust us to help you find the perfect mortgage for your needs. Whether you’re a first-time homebuyer or looking to refinance, we have a loan program to fit your needs.
At Cornerstone Mortgage Group, Inc, we firmly believe in the power of knowledge. To help you navigate the mortgage process and make well-informed decisions, we offer a range of mortgage calculators and educational resources.
Our mortgage calculators cover important topics such as income requirements, interest rates, affordability, tax benefits, and more.
Dive into the world of mortgages and gain a comprehensive understanding of common mortgage terms, including the following:
By exploring these key concepts, you’ll be better equipped to navigate the mortgage process with confidence and make informed decisions about your home financing options. Click here to visit our “Mortgage Basics” section.
If you’re interested in learning more about our mortgage options in Basking Ridge, NJ or have any questions, please don’t hesitate to contact us. You can reach us at (973) 917-3158 or send us a fax at (888) 241-5805. You can also email us at bkordell@cornerstonemtggroup.com.
Our experienced mortgage brokers in Basking Ridge, NJ are ready to assist you with your mortgage needs and help you achieve your financial goals.
